Layaway Options for the Holiday Season

Layaway Options for the Holiday Season

Since most of you who read my posts are in my age bracket, I know you remember layaway plans and how you or your parents took advantage of them for holiday purchases or for big-ticket items.  Almost everyone I knew used them back in the day, then just as quickly as they came…they just…disappeared!  Well, my friends, they are making a comeback AND just in time for Christmas!

Here is a quick refresher course (or first time course for the younger whippersnappers):

  • Shop a store offering a layaway plan (links below).
  • Load up your buggy (aka ‘shopping cart’ for those of you who are not from the South). 😉
  • Instead of heading to check out, you normally go to the Customer Service department or specified Layaway area of the store.
  • Your items are totaled, as normal, but instead of paying the full amount you pay a down payment which is determined by the store’s layaway policy.
  • The merchant stores your merchandise and you make payments, once again, based on their specific layaway policy, to be paid in full by a designated date.
  • Once paid in full you pick up your merchandise, wrap and have a Merry Christmas!

This helps in several ways:

  • You have a better selection if you shop NOW as opposed to later.
  • You can take advantage of sales being offered even if you are short on cash.
  • You do not have to worry about little (or big) critters finding gifts you have hidden.
  • You can pay a little at a time instead of one lump sum.

It is important to read and be certain you understand the store’s layaway policy.

Here are the stores offering layaway plans that I know of – there may be more.  Just click on the link and it will take you to their site where you can read all about their policy regarding layaway.

I hope you find this helpful in your quest to find the perfect gifts for your family and that it makes it a little easier on your pocketbook.  Happy Shopping to all of my ‘crazy good’ friends!!!!

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